Real estate appraisal services for homeowners in the city of West Palm Beach and Palm Beach County
Check out the top 7 reasons why FL homeowners order from Equity Appraisers:
Do you own a house in or near West Palm Beach? Do you need help determining the value of your real estate?
We at Equity Appraisers understand the individual needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Equity Appraisers, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
PMI Removal Appraisals
A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Equity Appraisers is veterans in helping customers just like you delete unneeded PMI insurance.
Challenge a property tax assessment
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Equity Appraisers is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Equity Appraisers can provide you with a professional appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Equity Appraisers can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.